FAQs

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QUESTIONS & ANSWERS

Frequently Asked Questions

VIP Access to Your Investment Journey

Access your investment details, updates, and key documents anytime through our secure client portal.

What is the Suncrest Capital Group Client Portal?

The Client Portal is a secure online platform that allows investors to track real estate projects, access important documents, and communicate with our team—all in one place.

Simply register for an account. Once approved, you can log in right away and access your dashboard—no need to wait for login details!

You can view real-time project updates, financial reports, essential documents, and investment details.

Updates are posted regularly as new progress is made. You will also receive email notifications when major milestones are reached.

Absolutely. Security is our top priority. The portal uses advanced encryption technologies to ensure that your personal and financial information remains confidential and protected. You can confidently manage your investments knowing your data is secure.

YOUR MONEY, YOUR PORTAL, YOUR QUESTIONS - WE'VE GOT ANSWERS!

What should I do if I forget my password?

Click on “Forgot Password” on the login page, and you’ll be redirected to create a new password immediately.

Yes, the portal is mobile-friendly, so you can access it from your smartphone or tablet anytime.Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.

If you experience any technical issues, you can reach out to our developer directly via email for assistance.

The Client Portal is provided as part of our services to Suncrest Capital Group clients. There are no additional costs for using the portal; it’s our way of ensuring a smooth, transparent, and efficient experience for managing your projects.

Your access will remain active as long as you have an ongoing project or investment with us.

Loans 101: Everything You Need to Know

From approvals to interest rates, we’re answering the most common questions to make your borrowing journey smooth and stress-free. Let’s get started!

How do I know which loan is right for me?

The best loan depends on your financial goals, investment strategy, and project type. Our team can help you assess your needs and recommend the best financing option.

Yes, you can apply for multiple loans if you meet the eligibility criteria for each. However, approval will depend on your financial standing and the type of loans you are requesting.

Some loans may have prepayment penalties, while others allow early payoff without extra charges. Check the terms of your specific loan or contact us for details.

Yes, some loan programs allow financing for multiple properties. However, eligibility and terms vary depending on the loan type.

If your application is not approved, we will provide feedback on why and offer guidance on steps to improve your chances for future approval.

How long does it take to receive loan approval?

Loan approval timelines vary depending on the loan type, documentation required, and underwriting process. Some loans can be approved within days, while others may take longer.

While some loans require an LLC or business entity, others allow individual borrowers. The requirements depend on the loan program.

Yes, there are loan options available for borrowers with lower credit scores, though terms such as interest rates and LTV may be adjusted accordingly.

Most loans are secured by the real estate property being financed. In some cases, additional collateral may be required based on loan terms.

You can track your loan application through our online portal or contact our team for real-time updates.
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Real Estate Investing FAQs

Thinking about investing? Here’s what you should know before diving in.

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What is real estate investing?

Real estate investing involves purchasing, owning, managing, renting, or selling real estate for profit. Investors make money through rental income, property appreciation, or both. It includes various property types, such as residential, commercial, and industrial properties.

Click on the “Secure My Spot as an Investor” button and fill out our questionnaire. Our Private Money Division Manager will reach out to discuss investment opportunities and how we protect your money.

  • Residential Properties (Single-family, multi-family homes)
  • Commercial Properties (Office buildings, shopping centers)
  • Industrial Properties (Warehouses, manufacturing sites)

REITs (Real Estate Investment Trusts for passive income)

Our focus is on Purchase & Rehab projects, also known as Fix & Flip investments.

The investment amount varies by deal. Some deals have a minimum investment of $10,000, while others require $60,000 or more.

We specialize in hard money and private money lending to help investors secure deals efficiently.

Financing options include:

  • Traditional mortgages
  • Hard money loans
  • Private money lenders
  • Personal savings
  • Residential: Single-family homes, condos, and apartments rented or sold to individuals.

Commercial: Properties used for business purposes, such as office buildings, retail spaces, and warehouses.

How can I evaluate a property for investment?

We provide all supporting documentation, including:

  • Appraisal reports
  • Experience sheet
  • Term sheet
  • Deal analysis calculator
  • Scope of work
  • Title company information

Potential risks include:

  • Market fluctuations
  • Vacancies and tenant issues
  • Property damage and unexpected repairs
  • Over-leveraging financial resources

Investors may qualify for tax benefits such as:

  • Mortgage interest deductions
  • Depreciation deductions
  • Capital gains tax deferrals (1031 Exchange)
Consult with a tax professional for specific tax planning strategies.

Good deals can be found through:

  • Networking with investors
  • MLS listings and real estate agents
  • Property auctions
  • Wholesalers and off-market deals

Flipping a house involves:

  1. Purchasing a property below market value
  2. Renovating to increase its value
  3. Selling for profit

The key to success is accurate cost estimation, proper market timing, and strong project management.

A 1031 Exchange allows investors to defer capital gains taxes when selling an investment property by reinvesting the proceeds into another like-kind property within a set timeframe.
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Fix-and-Flip Loan FAQs

Got a flip in mind? Let’s make sense of how the funding works.

YOUR MONEY, YOUR PORTAL, YOUR QUESTIONS - WE'VE GOT ANSWERS!

How long does it take to get a fix-and-flip loan?

The approval process generally takes 14 business days on average.

  • Interest rates
  • Origination fees (1-2%)
  • Appraisal fees
  • Closing costs
  • Insurance

Yes, we offer 100% financing, provided your project meets our guidelines.

Options include:

  • Refinancing or extending the loan (some lenders allow this with fees)
  • Paying penalties for overdue payments
  • Risk of foreclosure if repayment isn’t met
  • Market fluctuations affecting resale value
  • Renovation delays and unforeseen costs
  • Challenges selling within the loan term

VIP Access to Your Investment Journey

Access your investment details, updates, and key documents anytime through our secure client portal.

What is a fix-and-flip loan?

A fix-and-flip loan is a short-term loan designed for real estate investors who purchase, renovate, and sell properties for profit. These loans typically last 4 to 12 months and have higher interest rates than traditional mortgages.

Investors use these loans to buy and renovate distressed properties. The loan is repaid when the property sells or is refinanced.

  • Credit score of 640+
  • Real estate investing experience
  • Detailed renovation plan
  • Down payment (typically 10-20%)

We also provide gap funding to cover down payments, closing costs, and fees to offer 100% financing when possible.

We offer 100% financing of the purchase price and renovation costs, as long as the total does not exceed 70% of the after-repair value (ARV).

Rates typically range from 8% to 13.5%, depending on borrower experience and project complexity.

Private Money Lending FAQs

Exploring private lending? Here’s a simple way to understand how it all comes together.

What is private money lending?

Private money lending is when individuals or companies lend funds to real estate investors instead of traditional banks. These loans are typically short-term and secured by the property.

Private lenders focus on property value rather than borrower credit, offering quick funding for real estate purchases and renovations.

Anyone with available capital looking for higher returns than traditional investments like stocks or bonds can become a private lender.

  • Faster approvals than banks
  • Flexible terms
  • Less strict credit requirements
  • Funding for distressed properties
  • Loan term: 4-6 months
  • Interest rates: 20-25%
  • Secured by the property
What are the risks of private money lending?
  • Borrower defaults
  • Property devaluation
  • Title or legal issues

The lender may need to take over the property and sell it to recover the loan amount.

Rates are based on:

  • Property location & condition
  • Market potential
  • Borrower’s experience & track record

  • You can find private lenders through:

    • Networking at real estate investment groups
    • Industry events and forums
    • Referrals from other investors and real estate professionals